Case Studies:

As long-term care organizations grow, they need more sophisticated ways to finance their risks and re-allocate capital to other areas of the business once claims are controlled.  Our team has helped multiple clients establish captives for their GL/PL insurance needs.  Many of these clients now have multi-million dollar captive surplus funds to deploy elsewhere in the organization.

When working with a new client, our claims advocacy team inherited 39 open claims totaling a little over $1mm in reserves which left unchecked could have cost the client $1.5mm in the coming years.  Over 18 months and 4 claims reviews, USI’s claims advocate was able to achieve closure and reserve reductions of over $440,000, correlating to over $660,000 in future cost savings to the client.

Recently our team helped a large and distressed, 500+ bed skilled nursing building implement cost-effective insurance solutions across multiple lines in a short time frame.  Options were ready in two weeks with A-rated carriers as well as options to implement risk control.  The various policies offered a combination of lower deductibles, direct cost savings, risk management tools, and greater policy certainty than the current policies in place for the building all while offering the ability to meet HUD requirements as needed.