Over the Road Exposure

For a typical sewer rehabilitation company automobile premiums make up 50% of total insurance spend. A fully loaded vacuum truck presents unique challenges when braking, entering, and exiting highways. Moreover, the changes of a rollover multiply. The solution is USI's dedicated loss control practice for vacuum, CCTV, and support trucks. Through a unique driver selection program, in-house telematics, and data analysis, and other tools, clients that work with us are often able to reduce total claims costs by over 30%.

Pollution Limits
A failing plug is all it takes for a sewer main to back up into a residential complex and quickly cause hundreds thousands of dollars in damage. Insurance companies reduce their exposure to these claims by defining raw sewage as a pollutant, limiting how much they pay, if anything, on these instances. With the help of USI's Environmental program we secure coverage with full pollution limits many times at no additional cost.

Class Modification
It's critical to ensure your business is properly classified by insurance underwriters and carriers. Sewer rehabilitation companies are often incorrectly classified as a new sewer line installer or plumber, both of which are notorious for their loss frequency, severity, and development. By being incorrectly grouped with them, your rates will suffer. Using a risk consultant who specializes in your industry and can properly describe your projects, such as CIPP, pipe bursting, and chemical grouting to carriers, helps you to correct these classification issues.  On average clients that work with us save over 20% on premium.

Equipment Loss of Income
The loss of a CCTV truck, a crawler camera, or a lining trailer can severely disrupt your revenue generation. Standard automobile policies cover the cost of replacement - but what about the income lost and extra expenses incurred by subbing the work or renting equipment to keep your business going? We structure your property coverage to help reduce the risk of lost revenue due to damage or loss of equipment.

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